E-PAYMENT PROVIDERS

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In the course of a current life, on-line payment providers have started playing a big role in today’s payment system. Today, when Internet offers new business opportunities, making the E-payment very convenient, accepting electronic payments have become very essential to modern business. Moreover, because finances today need to be crossed among the various countries of the world, the need for a faster and easier way to do it has become a considerable issue.
About 30% of multifamily owners and managers currently have e-payment capability, according to a recent National Multi-Housing Council survey. This indicates that E-payment plays a great part in today’s business.

Contents

Major merchant providers

References

External links

Major merchant providers

There are many current E-Payment providers that provide E-payment service to hundred thousands of people worldwide.
;ProphetPay
:ProphetPay is a new consultancy service offered by experts with a broad knowledge of the industry and with a wide assortment of contacts. As they are effectively "insiders" they can easily place business in the best place without the need for sub-standard third party /aggregated accounts. They can also advise on how to lower your pricing, reserves or settlement. ProphetPay keep a fairly low profile so generally you need to bump into them at a trade show although you can email info@prophetpay.com. If it's just a 5 minute query they generally just help you out but if it's more complex they'll quote you for assistance.
;PayPal
:One of the most popular payment providers is PayPal, which gives its users an opportunity to take credit card payments by phone, fax, or mail; accept credit card payments directly on the website; take advantage of comprehensive online reports and many other features. Talking about the pricing, the PayPal users get the benefits, such as: no monthly fees, no setup fees, and no cancellation fees. Also, there are no leases, no monthly fees, no application fees, no software to buy, no secure server to purchase, no statement fees and no per payment fees. PayPal, however will not process for adult related sites.
; Google Checkout
: One of the big guys. Giving competition to Paypal.
;Velocity Payment Services
:Velocity Payment Services provides payment services for a large number of small and medium sized businesses in the United States. They are a full-service payment provider with the ability to provide multiple electronic payment options, processing equipment, or a full business solution for most business types. Very knowledgeable and friendly staff, and easy to work with. They provide specific solutions for many different industries.
;NoCreditCard.com
:NoCreditCard.com provides non-credit card processing for thousands of online merchants world-wide. Telco-based solutions and SMS payments allow merchants to boost their revenues by adding more choice to the customers payment experience. Approximately 91% of the world does not have a credit card. ^[1] NCC allows merchants to sell their online content in over 250 countries world-wide, in 18 languages, and with the guarantee of no chargebacks. Online credit card sales are on the decline, accounting for only 58.3% of payments, whereas they accounted for 96% of all online payments in 1996. ^[2]
;2CheckOut.inc
:2CheckOut.com, Inc. (2CO) is the online distribution center for over 300,000 tangible or digital products and services. 2CO provides turnkey e-commerce solutions to thousands of business customers around the world. 2CO's proprietary technology supports back-office functions including financial reporting, tracking, fraud prevention, affiliate tracking, customer service and sales tracking.
;Authorize.net
:Authorize.Net, a service of Lightbridge, Inc., manages the submission of payment transactions to the processing networks on behalf of its merchant customers. Since 1996, Authorize.Net has been a leading provider of Internet Protocol (IP) based payment gateway services, enabling merchants to authorize, settle and manage credit card and electronic check transactions from a Web site, retail store, mail order/telephone order (MOTO) call center or mobile device. The Authorize.Net Payment Gateway is a secure Internet bridge between merchant businesses and the credit card and electronic check payment processing networks.
;CCBill.com
:CCBill.com provides a full-featured, ready-to-use solution that gets customers’ website up and selling quickly and easily. With no expensive equipment to buy or install, no merchant account necessary, and no customer service desk to staff or technology to maintain, CCBill’s E-Ticketing solution is one of the easiest and effective way to begin accepting payments through the website.
;Netbilling.com
:Netbilling is a transaction processing payment gateway for credit card and ACH that also provides 24/7 call center services to its merchants and customers. Netbilling has been in business since 1998 and processes for thousands of web sites. Netbilling also works with many banks to help with merchant account acquisition.
;Chronopay.com
:ChronoPay are specialized in providing European Merchant Accounts and International Merchant Accounts. They can also provide you with our IPSP solution through which you will be able to process within 48 hours with industry lowest processing fees. ChronoPay is also offering, free of charge, its advanced Payment Processing Services, such as its ChronoMethod best-in-class Fraud Screening system, its feature-rich Virtual Terminal application and quick account approval and set up.

References

1. ''The Economic Times'', May 31, 2007 - http://economictimes.indiatimes.com/articleshow/2088097.cms
2. Digital Transactions - June 20, 2007 - http://www.digitaltransactions.net/newsstory.cfm?newsid=978

External links

★ Digital Transactions - A site dedicated to reporting on and reporting on the trends in the electronic exchange of value.

★ Payment Providers Observer - Site aimed at providing useful information and news on world E-payment providers.