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Title:
Susan Ryan Coldwell Banker Bain
Description:
Ryan's Real Estate Tip of the Month Not Just for First-Time Buyers Though Yogi Berra wasn't talking about financing a home, he was correct that "It ain't over till it's over." Lenders are super-cautious these days, sometimes doing a rapid re-score on the borrowers' credit the day of closing. Any change and the lender may re-underwrite the loan, delaying the closing or detonating the transaction. The moral is, even after you've received a loan commitment, or are on the eve of closing, don't think it's safe to take advantage of the furniture store's zero interest offer or incur even an insignificant new debt. Don't add your spouse to a credit card, don't cancel any cards, don't make any changes until after closing—you'd be surprised at how minor things affect your score. Seriously. Lenders can and do pull funding after all the docs are signed. For the best real estate advice and representation, think Ryan for real estate Give me a call --425.463.6383 Let's get started.
Author:
ColdwellBankerBain
Tags:
Susan, Ryan, Coldwell, Banker, Bain, Bellevue, Schools, Real, Esate, Homes, Seattle, King, County, Realtor,
Susan Ryan Coldwell Banker Bain
Description:
Ryan's Real Estate Tip of the Month Not Just for First-Time Buyers Though Yogi Berra wasn't talking about financing a home, he was correct that "It ain't over till it's over." Lenders are super-cautious these days, sometimes doing a rapid re-score on the borrowers' credit the day of closing. Any change and the lender may re-underwrite the loan, delaying the closing or detonating the transaction. The moral is, even after you've received a loan commitment, or are on the eve of closing, don't think it's safe to take advantage of the furniture store's zero interest offer or incur even an insignificant new debt. Don't add your spouse to a credit card, don't cancel any cards, don't make any changes until after closing—you'd be surprised at how minor things affect your score. Seriously. Lenders can and do pull funding after all the docs are signed. For the best real estate advice and representation, think Ryan for real estate Give me a call --425.463.6383 Let's get started.
Author:
ColdwellBankerBain
Tags:
Susan, Ryan, Coldwell, Banker, Bain, Bellevue, Schools, Real, Esate, Homes, Seattle, King, County, Realtor,
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